https://media.istockphoto.com/id/1480041971/photo/against-the-background-of-a-white-brick-wall-wooden-blocks-with-the-text-buy-now-pay-later.webp?b=1&s=170667a&w=0&k=20&c=fUK8L3ypd42aHjzENxNbyXtgXWdCm7dyBCi_V0u6sqk= Buy now, pay later (BNPL) platforms have become increasingly popular in recent years, offering consumers a convenient way to spread out the cost of purchases over a period of time. Two of the most best buy now, pay later platforms are Affirm and Afterpay. Both platforms offer interest-free financing on purchases, but there are…